Hello Michael. 

Working with many different lenders, I am here to let you know that your service is exceptional. 

Thank you. 

Amy K
(Syracuse, NY Licensed R.E. Sales)

Hi Michael.

We would like to thank you for getting our mortgage.  Of the three houses that Mike and I have purchased in our lifetime, This has been the easiest and least stressful of them all.  Because you made sure that everything was right before sending it to the lender, we were able to get a mortgage fast and closed on time. You took the time to explain everything to us, and it was the first time that we understood how the process worked.

If we refinance or buy another home, I would want you to be our mortgage consultant again. We would recommend you to anyone.

Thanks again.


Peggy and Mike

Mike, I want to thank you for all of your hard work and advice in helping us get a mortgage.  It's because of you that we are able to fulfill our dream. You truly have a gift.  God bless you and your family!


Charlene C.

Mark was great and always got back to me in a timely fashion. He understood my situation and budget as well as my goals while buying a house. He also knew the answers to my questions and if he didn't for some reason he always got them for me quickly.

R Crowder

"I've used Mark Leach twice, for two different mortgages. Mark is very responsive and helpful. I would use his services again and again! Great experience!"

Alan F.

"Mark handled everything. Mark was very professional and knowledgeable throughout my home-buying process. Considering how complicated my personal finance situation was, Mark didn't waiver one bit and got the job done." 

J. Clifford


"Mark helped us pick the right mortgage product for our finances that saved us money over all. It allowed us to pay off higher interest credit by putting less money down on the home saving a net of three hundred dollars a month. I didn't even know that it was an option."
J. Bolland

“Mike just wanted to drop you an email to show my thanks for all your help. I truly would have given up on my own you made this process easy and somewhat enjoyable. Your company is truly one of the better things going. I hope that I may get another chance down the road to use you when I may want to buy again. Mike again thanks for all your hard work it was greatly appreciated."


Matthew Q.


"The last 16 months have been great! The house is amazing and all thanks to you!! Our oldest just started kindergarten right here in Greece and loves it. The school is only 4 blocks away. And our 2 year old is loving riding his bike everywhere. (with us of course!)" 
Again, words cannot express the gratitude we have for you. I am sure your ears are constantly ringing since every chance I get I am referring you and your services! "

Our Best,

Katrina, Matt, Taylor and Trevor!


"Hello Michael. We are very much satisfied with your service. We will always refer people to you. It was a pleasure doing business with you. Thank you!"

Greg and Inna


"Thank you very much for helping us get our mortgage approved so quickly. With the foreclosure situation we had to act fast and would not have been able to do it without your assistance. We closed on the house and are very excited. We will be recommending your name to our friends as they buy houses."

Thanks again,

Caitlin and Dave


"Michael is a uncompromised expert in his field. I have relied on mortgage people over 35 years and consider him one of the best. He is exceptionally punctual at returning calls (important in my field), has the resourses at his finger tips that most Bankers would dream of having, he has experience and a deep and detailed knowledge of his profession and continually comes up with creative ways to mortgage properties, he always keeps me in the loop, and most of all ... satisfies my clients. Have you got someone on your team that makes you look good too ... Try Michael!"

Cathy B


"Michael Catalino of Tier One Mortgage is the only person that you want handling your mortgage financing needs !!!!! I have worked "with" Michael and "for" Michael during my time in the mortgage industry and have found him to be one of the most knowledgeable and organized people "on the planet" !!!! And... If you're a lacrosse fan, please feel free to ask Michael about anything that has to do with the sport.... He is one of the most respected lacrosse officials in the area and his sons have achieved great success in college playing for the top lacrosse programs in the country.... Call Michael for your mortgage (or lacrosse ) needs !!!!!"

Paul A

"Thanks for all your wonderful help! You made this process feel seemless."

Adrienne S


"I just want to thank you for the quick, smooth and awesome job your did on the loan for my client. You really did one unbelievable job in the short time that you had in light of the fact that it was a VA loan! and rather eventless on the realtor's side of things to boot! I really appreciate it.

You really did a stellar job! I just conveyed all of the same to my seller, so thanks again with all of my most sincere appreciation."

Carole S

"Mike Catalino at Tier One Mortgage eliminated the red tape other financiers wrapped their mortgages with. Not only were the rates the same as any bargain basement lender we found on the Internet, Mike provided sound advice to save us money whenever he could throughout the mortgage process. Dealing with a person face to face set my wife and I at ease; when other lenders hide behind their convoluted telephone trees and voice-mail boxes, Mike was there at any hour whenever I had a question. Many lenders who only deal in conventional mortgages are either intimidated by or inexperienced with VA loans, Mike never hesitated and plowed through the loan process in less than 30 days; other telephone lenders would not even project a closing date within 45. On our closing day we encountered an unforeseen hiccup (not unusual), Mike sick at home immediately rectified the situation without the need to reschedule. The bottom line is, me, my wife and our two daughters would not have a home right now without Mike and Tier One Mortgage. VA, Conventional, FHA, if anyone asks me who I would recommend for a Mortgage, Mike is who I will send them to. Thanks Mike"

Andrew: Webster, NY (Former US Marine)

"You made it possible for me when I was ready to give up. We can't thank you enough for everything you have done"

Tom, Rachael, and Lianah

"I highly recommend Mike Catalino for any of your mortgage needs! My husband and I were given his name for a refinance. Mike was efficient, honest, and considerate of our time. The ease of sending and receiving documents through the website made the paperwork trail an easy one. I was able to readily communicate with Mike through the website, personal email, or his cell phone for any questions that arose. I am so impressed with his level of service and professionalism. I especially appreciated that Mike came to the closing just to shake our hands and say “Thank you”.

Mike and Jennifer: Penn Yan, NY 

"Mike, just wanted to say thank you for your services and we'll be in touch. You were a tremendous help."

Jason: Rochester, NY

"Mike, just wanted to take a minute to tell you as a busy real estate broker I have to tell you how much I LOVE getting the emails that give updates along the mortgage process.  It takes the guess work out of where our clients files are in the transaction.  You are the only company to my knowledge that uses this automated system." 

Thanks for your diligence to your clients needs

Donna: One of Rochester, NY's Top Real Estate Agents

"Thank you for helping me and my family to have a home. You went above and beyond to help me and I will never forget all you did. Thank you from me and my family."

Joel: Rochester, NY

"Mark helped me find my way through a maze of government red tape when I wanted to sell my home. When I started house hunting and put my home up for sale I realized that I had a very unique mortgage that no realtor or realtors office could figure out how much I still owed on it. It consisted of a formula of interest rates, time, etc. Mark took on my problem without batting an eyelash and although I did not buy a new home or sell my current one, I was able to re-finance with his help and knowledge. I recommend Mark to anyone who is looking to find someone to help them understand all the ins and outs of mortgages. He really is the best. I consider him someone I can call whenever I have a question and I will certainly use his experience when I do decide to purchase a new home."

Anne D.

"I would strongly recommend Mark Leach. When I came to him, my husband and I were looking to purchase our first home which was very overwhelming. He made the process very easy to understand. I remember thinking how patient and knowledgeable he was throughout the process. He was also very easy to get a hold of and quick to respond to our questions."

Marie C.

"Mark was great to work with, start to finish. He helped me refinance my home and it was a great experience. He made it easy for me to understand and complete all of the needed information. I highly recommend that anyone looking to get a mortgage for a new home or refinance an existing home should contact Mark Leach."

Kevin B.

“Mark is great. He is very knowledgeable, can calculate rates and such quickly while being accurate. He gets the right contacts involved to make the process easy and done quickly. We refinanced within a couple of weeks....it was great!! Definitely worth using him in the future and have given his name to a couple of friends who have had success as well."

Jeanette & Rob S.

"We have worked with Mark on several different occasions. Once for the closing on our home and another time while refinancing for our cottage to take advantage of the low mortgage rates. Mark is extremely responsive and knowledgeable about the financial industry, rates, trends, closing procedures and refinancing processes. I believe that a referral is the best compliment you can give to someone and with this said I would highly recommend Mark Leach to my family and friends."

Renee D.

"Mark was fantastic. We were looking to refinance our home to get to a 15 year loan with as little increase in our monthly payment as possible. Mark made that happen. When we had to show up to our closing with three kids under the age of 5, Mark didn't flinch. We are thrilled at the prospect of being mortgage free within a tangible time frame. We also remain impressed with Mark's flexibility to our family's needs and willingness to go the extra mile to secure the loan we needed."

Brianne B.

Did an excellent job keeping in touch through the whole home buying experience. Whenever there was any questions responded very quickly. Very knowledgeable of all the different programs that were available to meet my needs.

Scott R.